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Guide Me

Federal Employees


Choose a program to begin:


As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More


Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More


Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More


We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More

Flexible Spending Accounts

Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More

Long Term Care

Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More


How do I enroll?

You enroll by completing SF 2817 “Life Insurance Election” and submitting it to your Human Resources Office. (Some agencies allow electronic enrollment. Check with your Human Resources Office to see whether this is available to you).

Coverage for Optional insurance is effective the first day you are in a pay and duty status after you submit the election to your Human Resources Office.

It is important to check your Leave and Earnings Statement (pay stub) to see if your election has been processed. If you do not have the coverage you believe you should have received, contact your Human Resources Office, not OPM.

For the Federal Employees' Group Life Insurance (FEGLI) Program, no individual “policy” is issued. Your copy of the SF 2817 “Life Insurance Election”, and the FEGLI Program Booklet is your certificate of proof of insurance.

You do not have to reenroll every year. Your coverage continues automatically each year unless you change it.

Related Questions

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